Entries Tagged 'Identity Theft' ↓

Best LifeLock Promotion Code

Using the right promotion code for LifeLock will save you money right from the start with a 30 day free trial. You’ll continue to get the discount annually for as long as you wish.

The best promotion code will reduce your monthly cost to $9 or $99 annually. That’s only $8.25 a month. And that includes the 30 day free trial. The Promo code ‘NINE‘ will let you take advantage of the savings as can be seen on the screen shot of LifeLock’s enroll page below:

Take advantage of this special savings and get LifeLock’s award winning protection with the million dollar service guarantee.

Find out more about a LifeLock Promotion Code.

FBI Free Background Checks

Security is an important issue these days. Especially in the wake of September 11, many business owners and individuals are tightening their grip on their employess and people they have to deal with. From limo drivers, to boarder patrol officers, to chefs, many companies are calling on the FBI and the Immigration and Naturalization Services to check on everything from legal status to job resumes.

One of the steps employers do is ask employees and potential employees for FBI record checks, otherwise known as FBI Identification Record, Criminal History Record or in layman’s terms, a Rap Sheet. A Rap Sheet lists information culled from fingerprint records kept by the FBI in relation to all arrests, naturalization, military service or federal employment. If the fingerprints happen to be associated with an arrest, the record includes such information such as the date of arrest, the charges filed against the individual and the name of the agency that gave the fingerprints to the Federal Bureau Investigation (such as a local police department). The information in this Criminal record includes reports on the disposition of the arrest, fingerprints and other related reports of the filing agencies.

It is important to note however that not everyone can get an free background check The United States Department of Justice put up regulations regarding who can access his own FBI Identification Record. It’s the Criminal Justice Information Services (CJIS) Division who processes requests for obtaining an FBI Background Check.

There are many choices why an individual would wish to request for a copy of his record. It may be to submit his record to an employer, to challenge his record or simply to review it. Couples who wish to adopt a foreign child may also request for a copy. Still others who want to live or work abroad may wish for a copy of their record as proof their good conduct. If you do not have a criminal rap sheet of any sort, you may also ask for a record that shows proof that no such [spin|record|criminal record[/spin]exists. Keep in mind that only you may be able to ask for your own record. You may not see other individuals’ personal records. Also, keep in mind that an FBI background checks does not come for free. It doesn’t cost much, though, only at $18 payable through a certified check addressed to the Treasury of the United States, money order or credit card.

This is why you need to get your background check now!

LifeLock Promotion Code

Looking for a LifeLock promotion code?

Use  the promo code ’9′ to get outstanding identity theft protection for $9 a month or $99 annually. You’ll also get your first 30 days FREE to try it out.

Visit LifeLock.com now.

LifeLock is the well-known identity theft protection company with the CEO who publishes his social security number all over the internet, on the side of a truck and in the Wall Street Journal. He puts his money where his mouth is when it comes to how well his company can protect you.

Watch the video below to see LifeLock’s CEO challenge a reporter
to try to steal his identity.

What can you expect from LifeLock?

  • - Decrease in Junk Mail – especially pre-approved credit offers
  • - Your credit reports mailed to you within the first few weeks
  • - A fraud alert put on your credit files – LifeLock does it correctly
  • - Fraud alerts renewed automatically every 90 days
  • - A million dollar guarantee ($1,000,000)
  • - A promise that if your identity gets stolen while you have their protection, they will fix it for you.
  • - Recovery assistance if your wallet is ever lost or stolen. NEW

 You can put a fraud alert on your credit yourself, but if you don’t do it correctly, it won’t help at all and only give you a false sense of protection. LifeLock knows how to do it and will continue to make sure it’s renewed.

Paul Harvey, Rush Limbaugh, Sean Hannity and Dr. Laura are just a few well-known and respected people who recommend LifeLock to protect your identity. They only endorse products that work. This is the fasted growing id theft protection company in the world.

Get a LifeLock Promotion Code or read more about LifeLock’s protection.

Identity Theft Protection Reviews

It can be hard to compare different identity theft protection plans when you have to jump back and forth between websites. Trying to figure out what’s the best plan for you is time-consuming – it’s much more fun to watch videos on YouTube.

So here’s the basic info you need to know.

The 3 most popular plans are LifeLock, Identity Guard and TrustedID. They all are run by good, solid companies. They’re all safe and they work.

LifeLock is probably the best known plan because the CEO has gone wild and published his social security number all over the web, on the side of a truck in NYC and in full page ads in the Wall Street Journal. This guy is totally confident that LifeLock can protect you from identity theft.  Paul Harvey and Rush Limbaugh endorse LifeLock. 

At $9 a month for coverage, you get complete protection, outstanding customer service and the million dollar total service guarantee that your identity will be safe. They also give you recovery assistance if your wallet is lost or stolen and will patrol the Internet looking for unauthorized used of your personal information like your SSN or credit card numbers . To get LifeLock for $9 a month, by using a Life Lock  promotional code. It will also get you a 30 day free trial to see if you like it. Visit LifeLock.com.

Identity Guard is identity theft protection on steriods.  In addition to protection, they also include credit monitoring, credit reports and your credit score 4 times a year. They have a patented technology that will scan the shady back alleys of the internet looking for unauthorized use of your credit card and social security numbers.

They’ve been in business since 1996 and have over 7 million customers. Their monthly cost is a bit more than LifeLock, but they combine a daily credit monitoring service along with identity theft protection. They don’t give you a $1,000,000 guarantee, but do include $20,000 of identity theft insurance. It’s a great solution for protecting your identity and monitoring your credit.

TrustedID is another identity theft protection service that produces great results. They have the same features as LifeLock plus the daily credit monitoring of Identity Guard. They don’t give you your credit score, but you will get your credit reports once a year just like LifeLock offers. They back up their product with a million dollars of identity theft insurance.

To get a full side-by-side comparison of these products, visit YourIdentitySafe’s – Compare Identity Theft Protection Plans.

Oh yeah, here’s one of those fun YouTube videos…. Granny in Jail

LifeLock Identity Theft Protection Review

LifeLock is the company with the CEO, Todd Davis, who publishes his social security number everywhere he can. He has even printed it on the side of a BIG truck and drove it through New York City. Mr. Davis doesn’t recommend that you put your social out there quite as noticably as he has. But he’s so confident of his product and company that he gives you a $1,000,000 total service guarantee.

Credit monitoring is the old stand-by way of protecting yourself from identity theft. In today’s electronic age, it’s just plain, old technology, but it’s something people are familiar with. LifeLock represents the new generation in Identity protection.

How does LifeLock work?

The first thing they do is put a fraud alert on your credit. If someone tries to open any new credit with your name and personal info, you’ll get a phone call from the new creditor asking for confirmation that it’s really you. That fraud alert will be done correctly and renewed every 90 days.

The next thing they do is stop junk mail and pre-approved credit offers by opting you out of all the mailing lists. That’s a great feature because now you won’t have to shred all those offers you get in the mail. I used to get 5 or 6 of them every single week. What a relief to have them gone.

Next they order your credit report for you from all three credit reporting agencies – Equifax, Experian and TransUnion. You can check your reports for any discrepencies or errors. It’s good to look at all three because sometimes they’re different.

New! Does LifeLock scan the Internet looking for unauthorized use of my personal information?

Beginning April 2008, LifeLock membership includes a scanning product called eReconTM that scans the internet’s back alleys and black markets. It looks for unauthorized use of your social security number, credit card numbers, driver’s license number and email addresses.  This protects LifeLock members against their information being illegally traded or sold online.

They also have a feature called TrueAddressTM that does a daily search to see if you’ve had a change of address filed with the Post Office. If they find one, they will alert you. This prevents thieves from hijacking and stealing your mail.

Is LifeLock Safe?

LifeLock is safe and secure. Their website is certified ISO 27001. This is the most stringent security certification within the industry and LifeLock is currently the only company in the identity theft prevention field who has achieved this status. They take every measure possible to keep information secure.

At the beginning of 20007, LifeLock had 30,000 subscribers. A short nine months later, over 300,000 people have signed up for the identity theft protection. They are the largest in the world. There was a security breach in September 2007 at Semtech, a technology company in California.  All 690 employees of that company were immediately offered LifeLock’s identity theft protection services.

If I lost my wallet and someone used my credit cards and drained my bank account, what would LifeLock do?

After the bank and credit card companies do what they can, LifeLock will reimburse you for the rest of your losses. The LifeLock million dollar guarantee will replace any funds the bank doesn’t. LifeLock can also hire professionals to work on your behalf to oversee the process so you are not out any time. If your information is stolen while a LifeLock customer, contact LifeLock immediately and the experts they hire will take care of the rest.

LifeLock also has stolen wallet recovery assistance called "WalletLock". One quick call to their 800 number is all it takes to get the help you need to replace stolen documents and cancel credit card numbers.

Can you do what LifeLock does and not have to subscribe?

Sure you can – at least the fraud alert and opt-out of junk mail. They say that on their website. But for a small monthly fee, you can set it and forget it. You won’t have to remember to redo the alerts or order your credit reports. Plus, with LifeLock, you get the million dollar total service guarantee and complete assistance if your identity is compromised in any way while under their coverage. They also offer identity theft protection for your children at a very nominal cost. Children’s identities are at risk, too.

The main difference between doing it yourself and using LifeLock is the million dollar total service guarantee and help you’ll receive from LifeLock if your identity or wallet should be stolen while using their services. Nothing is 100% effective in deterring thieves. Doing it yourself will require you to renew your fraud alert every 90 days. And any losses – too bad, so sad… you’re on your own.

You’d also have the difficult (if not impossible) task of searching the Internet for illegal use of your personal information.

The most important benefit of LifeLock’s service is the overall peace of mind you’ll get when you know you’re completely protected from identity theft.

Going straight to LifeLock.com, the monthly cost is $10 or $110 annually. You can get a LifeLock promotion code  which will give you a discount. It lowers the cost to $9 per month or $99 annually which is only $8.25 per month. You’ll also get your first 30 days for free to take LifeLock for a test drive. Or if you go to LifeLock.com, use the promotion code ’9′ to get this deal.

 

Identity Theft Solutions

You need to take action immediately if you’re an identity theft victim or suspect you’re one. Once you’re a victim, it’s too late to talk about identity theft prevention.

So here’s some things you can do now.

Call the bank with the account you believe is fraudulent. Keep careful notes about the call and document everything. You may think you’ll remember but you won’t. Get the name of the person you spoke to, the phone number, date, time and key info you talked about.

Most banks handle fraud claims similarly but don’t assume you know their requirements. Make sure you understand what is expected from you. You also will want to know what to expect from them.

Put a 90-day security fraud alert on your name with the three credit reporting agencies – Equifax, Transunion and Experian. This will prevent any new accounts from being opened in your name without you knowing about it. If you think the fraud investigation is over, request a document from the bank stating you’re not responsible for the debt. That’s important – get it.

But wait – there’s more… Make sure the bank with the fraudulent account and the credit reporting agencies have everything they need to clear your name. Keep following-up on this so you’ll get some peace of mind. Now you can start to relax a bit.

Every month get your credit report so you can keep a close watch on it. If you see a new fraudulent account, you’ll spot it early and know how to handle it. After your credit report is back to normal, you can feel confident that all issues were resolved as you expected. Being an identity theft victim is emotionally devastating. It can turn your whole life upside-down. Look into getting some identity theft protection so it won’t happen again.

How to Report Identity Theft

Compare Identity Theft Protection Plans

Identity Theft Protection and Staying Safe

Sorry to have to say this, but all of us are potential identity theft targets. Identity Theft Protection has become a must because the thieves are getting smarter and bolder every year.

By now, most of us know the basics of protecting our social security number, don’t write your PIN on your ATM card, shred pre-approved credit card offers, on and on. The truth is, thieves are now targeting large groups of identity to steal – not just one at a time.

Recently, identity thieves set up a van in a parking lot of a TJ Maxx and hacked into the data stream from that store and followed it to the headquarters. They were able to get credit card information on all customers who shopped at any TJ Maxx or Marshalls within the previous 6 months.

17,000 Pfizer employees had their personal information posted online. Here’s another: 800,000 social security numbers on a backup tape were stolen out of the trunk of a 22 year-old intern who was following established procedures for Ohio’s Office of Management and Budget.

How about this: a woman with a stolen identity was hired at Equifax. They performed extensive background checks on her before giving her a job. The real woman whose identity had been stolen found out after seeing background checks from Equifax and Manpower on her credit report. Her life has been turned into a nightmare.

Why do you think someone would steal an identity to go to work at Equifax?

I’m guessing it gave her access to the mother lode of identity information ripe for stealing. Not just your social security number or credit card number, but also your date of birth, previous addresses, jobs, other lines of credit – everything a thief needs to, well, become YOU.

There’s nothing you can personally do to prevent this type of crime. Identity theft insurance is only going to help you after the fact. Once you understand how easy it is for someone to steal your identity, you’ll have no doubt in your mind why you need Identity Theft Protection.